February 9, 2026

EBA launches consultation on simplifying the credit risk framework

Professional businesswomen engaged in a meeting discussing data on a screen.

The European Banking Authority (EBA) has officially launched a public consultation on its latest Discussion Paper, aiming to streamline and simplify the EU’s credit risk framework. What is the goal? Following its 2025 Report on regulatory efficiency, the EBA is exploring concrete ways to enhance the usability, efficiency, and simplicity of credit risk rules. The […]

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