AMLA consults on business-wide risk assessment and group-wide requirements

AMLA moves forward with shaping the EU AML framework

The European Anti-Money Laundering Authority (AMLA) has launched two key public consultations on:

• Business-wide risk assessments (BWRA)
• Group-wide AML/CFT requirements

Key dates:
• 20 May 2026 – Public hearing (BWRA)
• 28 May 2026 – Public hearing (Group-wide requirements)
• 12 June 2026 – Consultation deadline

At the core: a push toward consistent, risk-based compliance across the EU.

The proposed guidelines set minimum expectations for how obliged entities identify, assess, and manage ML/TF risks—while still allowing proportionality based on size and risk profile.

At the same time, draft standards on group-wide requirements aim to ensure robust AML frameworks across cross-border structures, including operations in third countries.

Why this matters:

• BWRA becomes the foundation of all AML controls
• Groups will need real, enforceable oversight—not paper compliance
• Expect increased scrutiny on how risk methodologies are designed and applied

This is not just another consultation—it’s a signal of where EU supervision is heading: harmonised, data-driven, and group-centric.