The European Banking Authority (EBA) today launched a public consultation on draft Regulatory Technical Standards (RTS) specifying the list of minimum information to be provided to the relevant competent authority at the time of the notification of the proposed acquisition of qualifying holdings in a credit institution. These RTS aim at harmonising the minimum content of the notification to the competent authority of the target credit institution with a view to supporting a harmonised prudential assessment of the proposed acquisition against the five assessment criteria set out in the Capital Requirements Directive (CRD). The consultation runs until 18 September 2025.

The draft RTS require information on the proposed acquirer’s identity, reputation and financial soundness. To support the assessment of the sound and prudent management of the target credit institution, the proposed acquirer is requested to submit a business plan, with more specific information in case of control acquisition. Information on the legitimate origin of the sources of funding is requested, among others, to assess suspicion of money laundering or terrorist financing risk.

To reflect proportionality concerns and to support efficient supervisory practices, these RTS envisage exemptions from the submission of information already in possession of the competent authority. Reduced information is also requested in specific acquisition structures where the indirect proposed acquirer is expected to exercise negligible influence (if any) on the target credit institution.

Consultation process

Responses to the consultations can be sent to the EBA by clicking on the “send your comments” button on the consultation page.

A public hearing will take place via conference call on Tuesday 15 July from 14:00-16:00 CET. The deadline for registration is 11 July at 16:00 CET.

All contributions received will be published after the consultation closes, unless requested otherwise. The deadline for the submission of comments is 18 September 2025.