The European Banking Authority (EBA) has released its updated list of risk assessment indicators and a revised methodological guide, aligning with the new EBA reporting framework version 4.1.

What you need to know:

• No New Reporting Burdens: This update does not introduce any additional reporting requirements for institutions or competent authorities.
• Enhanced Clarity: It provides clear, updated guidance on how risk indicators are calculated in EBA publications, ensuring consistency in interpreting key banking figures for risk assessment and analysis.
• Broader Scope: Alongside updates to traditional indicators (profitability, solvency, and operational risk), the guide introduces entirely new sets of risk indicators linked to the Markets in Crypto-Assets Regulation (MiCA) and investment firms.

This is a key resource for financial professionals and competent authorities conducting structural risk assessments across the EU banking sector.

Download the 2026 List of EBA Risk Indicators and the Methodological Guide on the EBA website here: